1300 361 360

Personal Loans

Today's lowest rate is 6.52%
(Comparison 7.76%*)
  • Same Day
    Approval
  • Expert
    Team Advice
  • Access to
    65+ Lenders
Obligation Free Finance Quote
  • Fast turnaround times
  • No impact on credit score

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Let us find you a low rate and flexible unsecured personal loan today!

We have been helping our customers achieve their goals with low rate personal loans since 2007. Unsecured Personal Loans are a great option to finance just about anything without having an asset held as security for the loan. So whether you want to embark on a holiday, purchase some hobby equipment or just need a bit of extra cash for home renovations, we can find you a great unsecured personal loan to suit your budget and needs from our panel of over 60 leading Australian bank and non-bank lenders.

If it is a new car, boat, bike or caravan that you are after, we also specialise in <strong>Secured Loans</strong> which can provide even better finance rates with the asset held as security on the loan for flexible terms of 2-7 years.

Personal loans can be used to finance a variety of expenses, and the process involved to get approved doesn’t need to be overly complicated when you get help from one of our finance specialists.

At 360 Finance, we want to make it easier for you to get the financing you need, when you need it. We will discuss your needs and your personal circumstances, and will compare the various loan options and rates to find the best finance option to suit your needs and budget.

Contact our team to start the conversation about your personal loan, and see how we can help you today.

Some of our lenders:

Macquarie Bank
Pepper Money
Suncorp
Latitude Financial
Westpac
Resimac
ANZ
Yamaha Finance
NAB
Now Finance
VWFS
CBA
Liberty Financial
Money 3
MoneyPlace
CIL Insurance

Personal Loans are great options for:

Travel
Holiday now. Pay back over time.
Unsecured Personal Loans are a perfect way to book that holiday or 'once in a life time' overseas adventure and pay it off over time. Why not get finance pre-approved, and get ready to jump on those discounted holiday or flight deals as soon as you see them.
Debt Consolidation
Consolidating your debts can save you money.
House Renovations
Easy extra cash to improve your investment.
Hobby Equipment
Don't hold back on your hobbies.
Medical Procedures
Finance for health and wellbeing.
Competitive
We have access to some of the lowest industry rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing finance options and rates from over 60 lenders.
Fast approvals
We work hard to get your loan approved fast. Same day approvals are available - ask us how!
Flexible terms
We find and compare loan options that best suits your needs and budget with flexible 1-7 year terms available.

Come for the rates, stay for the service. Just ask our 1000's of satisfied customers.

4.8
Based on 806 reviews
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Killian has helped me get out of my old beat up car into my brand new car, he was easy to talk to, communicated with us every step of the way, he made the process easy for us from start to finish. Thank you Killian, I will be definitely recommending you to anyone I know looking for their dream car.
Zoe Yeark
We had already applied for our caravan finance a few times and had been offered just half. We were very disappointed our dream did not come through. Thank God 360 Finance came to our rescue. All done and dusted in a few weeks. Brock Simpson did an incredible and very professional job. He made the entire process so easy and stress-free. Thanks a lot; we are now enjoying our new traveling life.
Natalja Hleborodova
Killian Noack has been absolutely amazing in guiding me through my first car finance and the whole process took less then a week! He’s extremely well in communication and kept me up to date with every step of the way. I couldn’t be more thankful for everything he’s done. I will be sure to recommend him and 360 finance to anyone needing finance that I know.
Megan Streek

At today's lowest personal finance rate of 6.52% (Comparison rate 7.76%) you'll pay approximately...

$ per *

At today's lowest personal finance rate of 6.52% (Comparison rate 7.76%) you can borrow approximately...

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What makes us different?

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What makes us different?

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