Will your process leave an “enquiry” or “hit” on my credit profile or affect my credit score?

Our initial review process does not have an impact on your credit file. Our finance specialists will carry out a thorough review of your application before submitting it to any of our lenders for pre-approval. Only once you provide documented consent for your finance specialist to submit your application to a suitable lender, will it leave an enquiry or ‘hit’ on your file. The advantage of this process is that you will have access to a range of lenders and loans and won’t be restricted to a single option, as is the case with most of the banks.