Low rate Truck & Trailer finance

Today's lowest rate is 6.24%
(Comparison 7.9%*)

Same Day
Approval
Expert
Team Advice
Access to
65+ Lenders

Obligation Free Finance Quote

Fast turnaround times
No impact on credit score

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Benefit from the expertise of our truck and commercial finance team.

Since 2007, we have been helping businesses with low rate Truck & Trailer finance to grow their business whether it is purchasing their first small/medium delivery truck, upgrading an entire fleet of haulers, or investing in specialised customer trailers.

Our Commercial Finance team specialise in helping our business customers achieve their business and asset goals by taking time to understand the business needs for now and in the future. They then work to find a tailored finance option to suit your business and accounting structure.

So whether you are after starting out as a new business or looking to add or upgrade to your existing haulage equipment, our Commercial Finance Specialists can find a tailored finance solution for your business from our panel of over 60 leading Australian bank and non-bank lenders.

We can arrange finance for:

Small, medium & large delivery trucks
Prime movers and long haulers
Specialised trucks such as concrete trucks
Refrigerated trailers
Tradie box/tool box trailers
Freight or long haul trailers
Specialised or custom trailers such as hazardous materials or bulk materials

Click to learn more about finance for industry specific equipment or ‘Yellow Goods’ equipment.

Some of our lenders:

Truck and trailer finance options:

Chattel Mortgage

Low rates • Tax effective • Flexible terms & residuals • 1-7 year terms

A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership of the asset at the time of purchase rather than at the end. This means you can use the asset as a taxable offset (in most cases), claim the GST on the purchase price and claim the depreciation of the asset and interest charges on the loan. It’s very flexible with 1-7 year loan terms and residuals available making it versatile for most business types.

Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.

Hire Purchase

Tax effective • Flexible terms & residuals • 1-7 year terms

Lease

Tax effective • Lease with the intent to buy • 1-7 year terms

Low Doc Loan

Great options for startup businesses • 1-7 year terms

Competitive

We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate finance.

Easy

We do the running around for you in comparing commercial finance options and rates from over 60 lenders.

Fast approvals

We work hard to get your loan approved fast. Same day approvals are available - ask us how!

Tailored

Our Commercial Team takes time to understand your business needs then works to find the best tailored and flexible finance solution.

Come for the rates, stay for the service. Just ask our 1000's of satisfied customers.

4.8

Based on 806 reviews

Killian has helped me get out of my old beat up car into my brand new car, he was easy to talk to, communicated with us every step of the way, he made the process easy for us from start to finish. Thank you Killian, I will be definitely recommending you to anyone I know looking for their dream car.

Zoe Yeark

We had already applied for our caravan finance a few times and had been offered just half. We were very disappointed our dream did not come through. Thank God 360 Finance came to our rescue. All done and dusted in a few weeks. Brock Simpson did an incredible and very professional job. He made the entire process so easy and stress-free. Thanks a lot; we are now enjoying our new traveling life.

Natalja Hleborodova

Killian Noack has been absolutely amazing in guiding me through my first car finance and the whole process took less then a week! He’s extremely well in communication and kept me up to date with every step of the way. I couldn’t be more thankful for everything he’s done. I will be sure to recommend him and 360 finance to anyone needing finance that I know.

Megan Streek

What are my repayments?
How much can I borrow?

At today's lowest truck finance rate of 6.24% (Comparison rate 7.9%) you'll pay approximately...

$ per *

At today's lowest truck finance rate of 6.24% (Comparison rate 7.9%) you can borrow approximately...

What makes us different?

Learn more

What makes us different?

Learn more

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