1300 361 360

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Car Loans

We work tirelessly to get you the best rates & flexibility for your car loan.

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A vehicle is a big financial investment, but a car loan can help make purchasing a car more affordable and allow people to buy the vehicle they need much sooner.

Since 2007, 360 Finance has been helping customers find their best rate car finance to purchase their next car. We do this by accessing some of the lowest car finance rates (or car loan interest rates) from our panel of 60+ Australian bank and non-bank lenders.

Whether you are looking to purchase your first car or upgrade to something big enough for the whole family, we understand that cheap car loans can help make buying a car more achievable for many people.

We can help you find the best car loan rates to suit your budget and help you get on the road sooner. Car finance can be complex and confusing when you go through it alone, but we make the process much simpler for our customers, taking all the hard work out of it.

Our finance specialists can help structure car finance to suit your needs and answer all your questions about loan types such as a secured car loan or unsecured car loan.

At 360 Finance, we offer:

  • Low total cost of loan and low repayments
  • No deposit loans
  • Private, dealer, new and used cars
  • Balloon repayments to lower repayments

We work with the most trusted Aussie Lenders

Macquarie Bank
Pepper Money
Suncorp
Latitude Financial
Westpac
Resimac
ANZ
Yamaha Finance
NAB
Now Finance
VWFS
CBA
Liberty Financial
Money 3
MoneyPlace
CIL Insurance

Car Loan Options

Secured Car Loan
Lower rates • Higher borrowing limits • 1-7 year terms
A secured car loan is finance provided for the specific purpose of purchasing a new, near new or used car.

Secured loans offer the most competitive rates and repayments compared to other loan types by using the car as security for the loan. With the car as security, our panel of lenders can offer you lower interest rates as their risk is lowered in the unlikely event of default on the loan. A secured car loan is a great option if you are wanting to buy a car within a set monthly repayment budget.

Speak with one of our Finance Specialists to learn more about secured car loans. They can assist in determining the most suitable loan option for you and help you find the best car finance rates.
Unsecured Car Loan
Greater Flexibility • Ideal for older vehicles • 1-7 year terms
Business Car Finance
Lowest rates • Tax effective • Low Doc • 1-7 year terms
Find & Finance
We'll find your ideal car and your best finance.
Competitive
We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing car loan options and rates from over 60 lenders.
Fast approvals
We work hard to get your car loan approved fast. Same day approvals are available - ask us how!
Flexible terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.

Come for the rates, stay for the service. Just ask our 1000's of satisfied customers.

4.8
Based on 806 reviews
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Killian has helped me get out of my old beat up car into my brand new car, he was easy to talk to, communicated with us every step of the way, he made the process easy for us from start to finish. Thank you Killian, I will be definitely recommending you to anyone I know looking for their dream car.
Zoe Yeark
We had already applied for our caravan finance a few times and had been offered just half. We were very disappointed our dream did not come through. Thank God 360 Finance came to our rescue. All done and dusted in a few weeks. Brock Simpson did an incredible and very professional job. He made the entire process so easy and stress-free. Thanks a lot; we are now enjoying our new traveling life.
Natalja Hleborodova
Killian Noack has been absolutely amazing in guiding me through my first car finance and the whole process took less then a week! He’s extremely well in communication and kept me up to date with every step of the way. I couldn’t be more thankful for everything he’s done. I will be sure to recommend him and 360 finance to anyone needing finance that I know.
Megan Streek

Car Loan Frequently Asked Questions

What are the benefits a car loan?
One of the major benefits of a car loan is the ability to purchase a car immediately and pay it off over time. This is particularly important if you need a car for work, personal or family commitments.

A car loan can allows you to purchase a vehicle make, model or type that you may otherwise not be able to afford with just your savings alone.

Like any lending product, if you correctly manage your loan and repay it on time – consistently, it can have a positive impact lending money in the future.

A car loan may also assist in building up a positive Credit Profile and Credit Score. Maintaining a good Credit Profile, can be of great benefit when it comes to purchasing other assets such as a home, caravan, equipment or even a holiday.
How do car loans work?
What are the minimum or maximum I can borrow with a car loan?
How do I take out a car loan?

At today's lowest car finance rate of 6.52% (Comparison rate 7.76%) you'll pay approximately...

$ per *

At today's lowest car finance rate of 6.52% (Comparison rate 7.76%) you can borrow approximately...

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